Wade Bettis, Ph.D.
  
Attorney
at Law
bettislaw.com
 
 
 
to start your bankruptcy
 
give us a call at
1-800-922-2647
 
 


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Wondering how bankruptcy works?

Feel free to call us at
800-922-2647

  
 
 
 

Offices in

La Grande, Oregon
541-963-3313
800-922-2647

Pendleton, Oregon
541-276-6660
800-922-2647

 

Family Law
Child Custody

EXEMPT WAGES, MONEY, PROPERTY
  1. Spousal support, child support, or other support if necessary to support you or your dependents 18.345(1)
  1. Unemployment benefits 18.345(4)
  1. Professionally prescribed health aids for you or your dependents. 18.345(A)
  1. Books, pictures and musical instruments to $600 18.345(a)
  1. Clothing, jewelry and other personal items to $1,800 18.345(b)
  1. Tools, implements, other materials necessary to carry on your occupation to $3,000 18.345(c)
  1. Automobile, truck, trailer or other vehicle to $2,150. 18.345(d)
  1. Domestic animals and poultry for family use to $1,000 and their food for 60 days 18.345(e)
  1. Household goods, furniture, etc. to $3,000 18.345(f)
  1. Provisions (food) and fuel for your family for 60 days. 18.345(f)
  1. Your right to receive, or property traceable to:
    1. An aware under any crime victim reparation law.
    1. A payment, not exceeding $10,000, on account of personal bodily injury (not including emotional pain & suffering or compensation for actual monetary loss) of your or an individual of whom you are a dependant. 18.345(k)
    1. A payment in compensation of loss of future earnings of you or an individual of whom you are or were a dependent, to the extent reasonably necessary for your support and the support of any of your dependents. 18.345(l)
  1. Veterans benefits and loans 18.345(m), 407.595
  1. Earned Income Credit 18.345(n)
  1. Interest in personal property to the value of $400, but this cannot be used to increase the amount of any other exemption. 18.345(o)
  1. Public or private pensions. 18.358, 237.980, 238.445
  1. One rifle or shotgun and one pistol to $1,000 18.362
  1. Exempt wages, social security, welfare, unemployment benefits, and disability benefits when placed in a checking or savings account (up to $7,500) 18.382
  1. Exempt Wages – 75% of disposable wages. 18.385

 
  1. A house with land you own and that you or certain family members live in up to $30,000 ($39,600 if more than one owner owes the debt).  Includes proceeds from sale for (1) year (if you intend to buy another home). ORS 18.395
  1. Mobile home with no land 18.428 (5)
  1. Social Security 18.845 (2)(3)(4), 42 USC§407, 657.855
  1. Disability benefits 344.580
  1. Oregon Qualified Tuition Savings Programs ORS 401.405
  1. Public Assistance 414.095
  1. Workers’ compensation benefits 655.505, 656.001
  1. Cash surrender value of life insurance policies not payable to your estate. 743.046
  1. Health insurance proceeds and disability proceeds of life insurance policies. 743.046, 743.050
  1. Other annuities to $250 per month, excess over $250 per month subject to same exemption as wage. 743.049
  1. Federal annuities. 743.049, (18.845(25)
  1. A mobile home and land you own and you or certain family members live in up to $23,000 (30,000 if more than 1 owner owes the debt).  Includes proceeds from sale for 1 year (if you intend to buy another home).
  1. Medical assistance benefits.
  1. Oregon renter’s and homeowner’s tax refund.
  1. The difference between what you actually owe the creditor and the total amount due listed in the writ of garnishment, if the amount listed in the writ is larger.
     
 
 
 
 
 
copyright Wade Bettis - DigitalTeamWorks 2008