For Bankruptcy START HERE Fill out our QUESTIONAIRE Questions please call 1-800-922-2647 Maps to our LOCATIONS LaGrande Office 1906 Fourth Street LaGrande, OR 97850 541-963-3313 800-922-2647 Pendleton Office 226 SE Byers Street Pendleton, OR 97801 541-276-6660 800-922-2647

Frequently Asked Questions The 13 most commonly asked questions in Chapter 13 1) I understand I must make a payment each month to the Trustee. How do I do that? You must make your payments to the Trustee in the amounts as described in Paragraph 1 of your plan. In most cases the court will order your employer to forward your required payments directly from your paycheck to the Trustee’s bank which is located in Memphis, Tennessee. Sometimes it takes a few weeks for that paycheck deduction to take effect, SO……. REMEMBER, until those deductions are being made by your employer, YOU have the obligation to make sure that payments are made directly to the bank. We have included in the back of this book a number of address stickers for you to use to insure any payments you must make yourself reach the bank correctly. Be sure to watch your pay-stub. If there is a delay in getting the pay roll deduction started or if your employer for whatever reason does not deduct a payment, you need to make it directly to the Trustee until the paycheck deduction takes effect or is corrected. The amount of your payment may change, so be sure to check your individual plan so that you are prepared for any payment changes. If you have to make any plan payments directly to the Trustee’s bank, please note the following: THE TRUSTEE'S BANK WILL NOT ACCEPT PERSONAL CHECKS. DO NOT MAIL CASH!! If you have to pay directly, the Trustee’ bank can only accept Money Orders or Cashiers Checks, which must include: (1) your NAME (2) your ADDRESS and (3) your CHAPTER 13 CASE NUMBER (on the front of this book). Please make all direct payments payable to: Brian Lynch, Trustee And mail them to: Brian Lynch, Trustee P.O. Box 420 Memphis, Tennessee 38101-0420 REMEMBER: The Trustee will not send you or your employer a monthly reminder. It is up to you to make sure your payments are getting to the Trustee on time.