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Frequently Asked Questions The 13 most commonly asked questions in Chapter 13 9) My spouse and I have been talking about selling our house and buying another while we are in our Chapter 13. Is there anything special we must do? Your Confirmation Order requires you to inform the Trustee and your creditors of the sale, lease, encumbrance, disposal or purchase of any real property or any personal property with a value over $10,000. Informing the Trustee and creditors can be tricky and may have unexpected consequences if not done properly. It is very important you learn and understand all the possibilities before you take any steps involving the sale or acquisition of any property. You should contact your attorney well before you list or advertise your property or purchase property and discuss what you want to do. The Trustee will require specific information before any permission to buy or sell is given and selling or purchasing property sometimes requires a court order that usually takes about 30 days to obtain. Find out what is required BEFORE you commit to any purchase or sale. REMEMBER: Selling, buying or improving property is tricky when you are in Chapter 13. Talk to your attorney first! REMEMBER: You cannot incur any credit obligations while in Chapter 13 without first obtaining the Trustee’s written consent. Visit our Escrow page for more information.